function computeLeasePayment()
	{
		var numLeaseFactor = 0;
		//var numMonthlyPayment = 0;
		var numEquipmentCost = 0;
		var numTermInMonths = 0;
		
		with ( document.forms["frmCalculator"] )
			{
				numEquipmentCost = cost.value;
				
				with ( term )
					{
						numTermInMonths = options[selectedIndex].value;
					}
				}

				//numTermInMonths = elementName.options[elementName.selectedIndex].value;

				if (numTermInMonths != 0 && numEquipmentCost > 0)
					{
					if (numEquipmentCost <= 15000)
						{
						if (numTermInMonths == 36)
							{
							numLeaseFactor = .03213;
							}

						else if (numTermInMonths == 48)
							{
							numLeaseFactor = .02615;
							}

						else if (numTermInMonths == 60)
							{
							numLeaseFactor = .02262;
							}
						}

					else if (numEquipmentCost <= 35000 && numEquipmentCost >= 15001)
						{
						if (numTermInMonths == 36)
							{
							numLeaseFactor = .03098;
							}

						else if (numTermInMonths == 48)
							{
							numLeaseFactor = .02494;
							}

						else if (numTermInMonths == 60)
							{
							numLeaseFactor = .02136;
							}
						}

					else if (numEquipmentCost <= 75000 && numEquipmentCost >= 35001)
						{
						if (numTermInMonths == 36)
							{
							numLeaseFactor = .03075;
							}

						else if (numTermInMonths == 48)
							{
							numLeaseFactor = .02471;
							}

						else if (numTermInMonths == 60)
							{
							numLeaseFactor = .02111;
							}
						}

					else if (numEquipmentCost > 75001)
						{
						if (numTermInMonths == 36)
							{
							numLeaseFactor = .03010;
							}

						else if (numTermInMonths == 48)
							{
							numLeaseFactor = .02399;
							}

						else if (numTermInMonths == 60)
							{
							numLeaseFactor = .02037;
							}
						}

					var myResult = (numEquipmentCost * numLeaseFactor);
					
					finalAmount = myResult.toFixed(2);

					document.forms[0].payment.value = "$"+finalAmount;
					}

				else
					{
					alert("Error: Please enter a positive, non-zero dollar amount and try again.");
					}
			}